Self-Funded Benefits Services
If you want to take financial control over your benefits program, switching to a self-funded employee benefits insurance plan makes the best sense enabling you to keep any surplus and savings. However, this reward comes with risks, so it’s important to choose the right carriers and the right risk mitigation plan while ensuring your employees receive the best care available. AGS Advisors will help you build a plan tailored to your specific needs that:
- Matches your employees with a wide network of available providers
- Identifies the highest-rated providers in your area in your network, and incentivizes employees to use them, reducing out-of-pocket expenditures
- Mitigates risk for both high volume/low severity and low frequency/high severity situations
- Offers support, advocacy, and cost management
The AGS Strategies
Our self-funded plans are structured differently than the typical self-funded plans. Here is what makes AGS’s self-funded plans better:
- 100% blended rate (not experience rated)
- Stop loss pooling of claims
- Costs containment
- Population health management
- Control and flexibility
- Contract validation
Minimized Disruptions
With an AGS self-funded plan, we allow your employees to keep their primary care providers (PCPs), OB/GYNs, family practitioners, internists, physical therapists, mental health providers and continue using any specialist with whom they are currently receiving treatment.
Looking for a new provider or specialist?
For your convenience our self-funded plans come with digital tools and a concierge team. They will help you find the right healthcare providers based on their availability and even book your appointment!
Need or want to change carriers?
Because we partner with just about every carrier available, we are able to find the best match for your business with an inclusive provider network.